Why do you need a merchant account when starting your business? A merchant account is one of the core building blocks for your business, whether you sell online or in person. Together with your payment gateway, a merchant account enables you to get paid for the goods or services you sell. Getting your new business up and running If you’re starting an eCommerce business, you’ve probably put a lot of thought into the customer-facing website that showcases your products or servi

After a decade of constant disruption and regulatory woes, 2025 marks the year fintech finally entered an era of durable transformation. The industry’s leaders are no longer experimenting at the edges. Instead, they’re embedding innovation into the core of their operating models. What was once a race to reinvent finance has become a disciplined pursuit of scalability, resilience, and measurable value creation. Banks and fintech firms are quickly professionalizing their AI cap

When financial institutions think about protecting against new-account fraud, they usually focus on the customer who has already applied and is being onboarded. But with the fraud typologies out there now, onboarding may be too late. Fraud detection needs to start as soon as the application for an account is being filled out. In a new report, New-Account Fraud: Old Problem, New Challenges , Jennifer Pitt , Senior Analyst in Fraud Management at Javelin Strategy & Research, loo

The Better Business Bureau has issued a new warning about a scam targeting tap-to-pay chips in credit cards and mobile wallets. So-called ghost tapping abuses the near-field communication (NFC) technology embedded in contactless payment chips and digital wallets, which allows devices to exchange data at very close range. The scam can happen without the victim noticing. In crowded spaces like a festival or train stations, a criminal may get close to a victim—and sometimes eve